What Actually Happens If Your Income Drops Below the Student Loan Threshold

About the examples in this guide: the people, jobs and figures used in the worked examples are illustrative scenarios we created to show how the rules and numbers work. They are not accounts of real individuals. Always check current rules and your own circumstances. What Actually Happens If Your Income Drops Below the Student Loan […]

What Happens If You Just… Never Pay Your Student Loans?

About the examples in this guide: the people, jobs and figures used in the worked examples are illustrative scenarios we created to show how the rules and numbers work. They are not accounts of real individuals. Always check current rules and your own circumstances. What Happens If You Just… Never Pay Your Student Loans? By […]

Student Loan Write-Off in 2026: What’s Actually True Right Now

Student Loan Write-Off in 2026: What’s Actually True Right Now By the First Wage Editorial Team · Published 29 September 2026 · 8 min read The Short Answer UK student loans are written off automatically after a fixed number of years, whatever your remaining balance, and you don’t need to apply for it or do […]

I Owe £60,000 for a Degree That Doesn’t Pay — What Now?

About the examples in this guide: the people, jobs and figures used in the worked examples are illustrative scenarios we created to show how the rules and numbers work. They are not accounts of real individuals. Always check current rules and your own circumstances. I Owe £60,000 for a Degree That Doesn’t Pay — What […]

Should You Pay Off Student Loans or Invest First?

About the examples in this guide: the people, jobs and figures used in the worked examples are illustrative scenarios we created to show how the rules and numbers work. They are not accounts of real individuals. Always check current rules and your own circumstances. Should You Pay Off Student Loans or Invest First? By the […]

I Paid Off £45,000 in Student Loans by 26 — Here’s the Exact Plan

About the examples in this guide: the people, jobs and figures used in the worked examples are illustrative scenarios we created to show how the rules and numbers work. They are not accounts of real individuals. Always check current rules and your own circumstances. I Paid Off £45,000 in Student Loans by 26 — Here’s […]