Educational content only

Everything published on First Wage is for general information and educational purposes only. It is not personalised financial, investment, tax or legal advice, and it should not be relied upon as the sole basis for any financial decision.

Your circumstances are unique

We do not know your personal financial situation, goals or risk tolerance. Before acting on anything you read here, consider whether it is appropriate for your own circumstances, and speak to a qualified, FCA-regulated financial adviser if you need personalised advice.

Financial products involve risk

All financial products carry some form of risk. The value of investments can fall as well as rise, and you may get back less than you originally invested. Past performance is not a reliable indicator of future results. Interest rates, fees and terms on savings accounts, credit cards and other products can change at any time.

No guaranteed outcomes

We do not guarantee any particular financial outcome, rate of return, or approval for any financial product. Any figures, examples or calculator results shown on this site are illustrative estimates, not guarantees.

Accuracy and updates

We aim to keep information accurate and current, and we note when articles were last reviewed. However, financial products and their terms change frequently, and we cannot guarantee that every detail is up to date at the moment you read it. Always confirm current rates, fees and terms directly with the relevant provider.

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